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Enformion: Collections and Investigations

Products that increase collection efforts and investigations

Accelerate your investigative efforts and increase your collections’ success with our comprehensive data repository, advanced analytics, and innovative technology.

Onboarding, Acquisition & Verification

eRPC Scores

Enformion’s set of eRPC Scores includes Phone, Address, and Email Scores that boost collections, prevent fraud and enhance customer interaction. Our powerful linking technology establishes a robust connection between individual elements and person history data, ranking and ordering them by the recency and validity of the connection to the individuals.

Enformion’s proprietary confidence metrics enable collections teams to prioritize calls effectively, ensure accuracy and reliability with features that validate billions of phone, address, and email records, utilize first/last seen data, corroborate input data to 1000+ sources of Enformion’s database, and leverage the associated identity graph.

Accelerate right-party contacts, streamline customer enablement, and optimize collections efforts with Enformion’s eRPC Scores.

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eFR Score

Enformion’s eFR Score (Financial Resilience Score) is a non-FCRA solution derived from an anonymous financial assets database, designed to provide a comprehensive indication of financial resilience. Tailored for industries like retail, healthcare, telecom, and financial services, the eFR Score delves deeper into a consumer’s payment capacity.

Calculated in real-time with advanced analytics, including AI and machine learning, the score employs a 1 to 5 rating system, where 5 indicates the most resilient households. When coupled with traditional credit risk scores, eFR Score emerges as the next generation of non-FCRA data intelligence, delivering 4x more effective collectability. In a dynamic economic landscape, eFR Score empowers businesses to assess individuals’ payment ability, target new demographics, and prioritize existing customers.

“A recent study by the CBA shows that, on average, collections have grown faster than the pace of the economy.”

Use Cases include:

Underwriting, Data & Process Management

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Skip Tracing

“Urban Institute says 71 million Americans have debt in collections.”

Locating individuals who move from their residences and change their phone numbers without providing any new contact information is a difficult, lengthy, and complicated process. Our Skip Tracing product automates the time-consuming and labor-intensive tasks of identifying the most current phone number and physical address for individuals who have “skipped” out on debt or legal obligation.

Our vast data repository and analytics include over forty years of historical data, as well as data on any person associated with your subject (usually someone with whom they shared an address). Designed to simplify and improve recovery efforts, our Skip Tracing product is a critical tool for collection agencies, real estate investors, and legal professionals who need to track down an individual.

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Investigative Seat

The Investigative Seat is a cloud-based investigative and data research product designed to deliver accurate, contextual information on any individual, even people who make a point of not leaving a digital footprint. It supports your most complex investigative efforts for both current and historical data intelligence, 24 hours a day, 7 days a week.

The Investigative Seat gives you access to more than fifty different search channels, providing you with a full 360-degree view of your subject. More than a search engine, our vast database is powered by billions of data records and leverages cutting-edge technology and proprietary algorithms to bring your key research and investigative results together in a convenient, customizable dashboard.

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Contact us today to request a demo or to get in touch with one of our Data Solution Experts

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