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Enformion: Fraud and Risk Mitigation

Products that proactively guard against fraud and risk.

Our Fraud & Risk products safeguard assets and provide continuous support against fraudulent data activities

According to the FTC, fraud-related losses grew from $6.1 billion in 2021 to $8.8 billion in 2022. The Association of Certified Fraud Examiners reports that U.S. Businesses alone will lose an average of 5% of their gross revenues to fraud.

So, the big question is – how do you protect your business from becoming a target of fraud, as well as remain compliant with the various state and national regulations?

Enformion has the answer. Developed with state-of-the-art machine learning and artificial intelligence (AI), our advanced analytics and Fraud and Risk products empower you to predict, prevent, and protect your company and your clients from fraud and its devastating effects.

Verify & Onboard

Our IDV products help authenticate & verify identities while enhancing the customer experience with tools designed to simplify the customer journey and protect from possible risk indicators.

  • eID Risk Score is a comprehensive detection tool that enables businesses to accurately assess identity risk and protect against fraud.

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  • Person using a smartphone.

    Our ePhone Risk Score offers a comprehensive assessment that goes beyond conventional methods and categorizes the risk associated with the phone number.

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  • Person using a tablet.

    eAddress Risk Score takes into account multiple data points to help accurately categorize the level of risk associated with an address.

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  • Enformion analyzes an email address and combines it with linked data from our expansive database to give a risk score with additional valuable information.

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  • eHousehold Composition verifies the eligibility status of social service beneficiaries by confirming household size and address.

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    eIDMonitoring instantly notifies and tracks changes to a customer’s profile for flagged attributes.

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Score & Analyze

eID Risk Score

eID Risk Score is a comprehensive composite score that provides businesses with a real-time assessment of identity risk across email, phone, and address attributes. With advanced analytics and intuitive risk ratings, eID Risk Score helps detect and mitigate fraud during onboarding, transactions, and ongoing account monitoring. By leveraging granular reason codes and transparent risk drivers, companies gain valuable insights for targeted risk mitigation strategies. eID Risk Score also empowers businesses to maximize revenue opportunities while minimizing fraud losses and false positives.

eID Risk Score is a game-changer in fraud prevention. It detects phone-based scams, identifies address anomalies, and analyzes email domains and metadata, offering businesses a powerful tool to combat fraud. Its fully configurable risk models and rules engine allow for adaptability to specific business needs, and continuous data updates ensure the use of the most up-to-date information. From blocking new account fraud to streamlining compliance workflows, eID Risk Score has numerous use cases across industries. By utilizing this innovative tool, businesses can significantly reduce fraud losses, improve approval rates, enhance the customer experience, and ensure compliance with regulations.

Use Cases Include:

An individual using their phone to find records and collect customer information

ePhone Risk Score

Enformion’s ePhone Risk Score helps to answer the question of whether a customer request should be approved based on the phone number they provided. Our risk score offers a comprehensive assessment that goes beyond conventional methods by delving into two critical aspects:

  • Phone Analysis: We meticulously examine incoming phone signals, scrutinizing behaviors, connectivity, disconnects, ports, network, and more. Uncovering hidden patterns and anomalies, we provide a deep understanding of phone-related risks.
  • Person-to-Phone Analysis: Our system closely examines the individual connected to the phone. By analyzing characteristics, associations over time, and other person-level risk indicators, we offer a comprehensive assessment of potential risks associated with the user.

With our phone risk score, you can effectively reduce fraud, mitigate threats, and make informed decisions throughout the customer journey, from onboarding to customer service. 

Use Cases Include:

eAddress Risk Score

eAddress Risk Score takes into account multiple data points, including the address type (residential, commercial, or PO Box), time at address, whether the address is vacant or active, and whether it is associated with high-risk individuals or properties to provide valuable information to help accurately categorize the level of risk associated with an address.

Enformion’s robust data sets and eAddress Risk Score are essential tools in helping customers mitigate the risk of fraudulent activities and make well-informed decisions regarding customer requests.

Use Cases Include:

eEmail Risk Score

Enformion’s eEmail Risk Score is an important tool to provide an extra layer of protection in the fight against fraud. The risk score analyzes both email address attributes along with person-to-email elements and combines them with our broad identity graph data to give a complete risk assessment and valuable information related to the given email address.

Specifically, the score examines the risk of the email domain, the handle, and whether an email account has been active in the last 30/60/90 days or more. It also analyzes characteristics, associations over time, and other person-level risk indicators, offering a comprehensive assessment of potential risks associated with the user. With our eEmail Risk Score, businesses can more accurately assess the risk of a transaction and prevent fraud more effectively.

Use Cases Include:

eHousehold Composition

eHousehold Composition ensures beneficiaries of social service organizations maintain their eligibility status by verifying the current number of residents/dependents reported in a household as well as the current address. This corrects outdated addresses and provides verification when multiple residents claim the same address.

This product simplifies and streamlines the eligibility process, making it popular among several government organizations and services including Medicaid, SNAP, Social Security, Unemployment, Child Support, and Housing.

Ongoing Monitoring



eIDMonitoring is a service that continuously tracks numerous customer profile attributes for any changes in data. Monitoring across multiple customer management processes can be time-consuming and complex – our automated service does the hard work for you. If any modifications in customer data are identified, you will receive an instant notification.

This product is beneficial for all industries, but it is particularly helpful to financial, retail, and collection & recovery institutions, which have the highest percentages of reported fraud.

Use Cases Include:

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Ready To Get Started?

Contact us today to request a demo or to get in touch with one of our Data Solution Experts

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