A homestead exemption helps protect the value of a person’s home against situations like taxes, creditors, or the unexpected death of a homeowner’s spouse. Based on the state the property is located in, a homestead exemption can provide significant tax relief, as well as protection against the forced sale of a home. The exemption allows homeowners to deduct a set amount from the home’s assessed value and pay taxes only on the reduced amount, not the full amount.
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