Subprime Loans

Home » Glossary » Subprime Loans

Subprime Loans

A subprime loan is a loan intended for borrowers who are not considered to be in the prime category. A borrower who is considered prime will have a high credit score and an income that reflects an ability to pay the loan, whereas a subprime borrower has low-credit scores or credit that is not well-established yet, and an income that is less than the desired amount to support a monthly mortgage payment. A subprime loan comes with a much higher risk to the lender, and to offset that risk, subprime mortgages often come with an adjustable rate.


On an everyday basis, Enformion has created a product for every investigator to use with ease...the customer service at Enformion has truly been an outstanding experience and mirrors exactly what should be received from a company that values its customers…

-Greg G., Private Investigator

Thank You for responding so quickly to my request for background and criminal records checks on a list of potential witnesses. You turned around my request in 24 hours and provided complete and thorough records for those individuals. Your bulk pricing option made it affordable…I will use your services again and intend to recommend you to my colleagues.

-Attorney-at-Law, Cleveland, OH

Finally a solution that makes it easier for corporate and private organizations to get to the information that they need to get the job done quickly and efficiently. Having used similar solutions since the very beginning of their entry into the market, I can tell you I've had the opportunity to utilize nearly all of the solutions available on the market. Simply put, Enformion has done what others have forgotten, create and deliver a solution with the end user in mind.

-John C., Security Operations Executive